How to Repair Your Credit

If your credit is in bad shape (and you need it fixed), here is some interesting information that you can use to your advantage.

You as a consumer can dispute or challenge any negative information on your credit report that you believe is incorrect. Through the Fair Credit Reporting Act, the credit bureaus must complete their investigation of your dispute within 30 days. Any information that cannot be verified or is found inaccurate must be deleted from your credit record. See how you can repair your own credit starting right now.

Do you know what your credit score is? You can get your credit score free online through GoFreeCredit, part of the Better Business Bureau Online Reliability Program.

Boost Your Credit Score FREE with Credit Cards

According to Ed Nailor of Bestnewcreditcards.com, The best way to make your scores improve is to keep the balance of your cards low in relation to your higher limit. In other words, with a $1,000 credit limit, you should carry no more than $100 in balance to optimize your score.

Click here to find out more >> How to Boost Your Credit Score