5 Things to Watch Out for When Transferring a Balance

Do you want to save some money by paying off your high-interest credit card? There are lots of great low-interest credit cards - some even with 0% apr for introductory periods for as long as a year! A great alternative to paying down your debt faster.

However, there are some things you need to watch out for, you know, the "fine print". Although there are many great credit card deals, as a smart "buyer", you always want to investigate before making a purchase or signing a contract. According to BankRate, the 5 major things you want to find out are:

1. Check the time limit on the balance transfer offer.
2. Understand what is covered by the 0% interest rate.
3. See if there are any hefty fees associated with the transfer.
4. Read the terms to ensure the card is not using a "bait and switch" type deal.
5. Make sure you pay on time.

To read more on this article, click here >> http://www.bankrate.com/brm/news/Financial_Literacy/Feb07_balance_transfer_a1.asp?s=1&caret=9b

Transferring Your Balance to a 0% Credit Card

If you have a high interest rate credit card with a high balance, transferring your balance to a new credit card with a lower interest rate could save you some money. And with so many credit card options out there, the question of the day is, "Which one?"

You of course want to find out what the transfer fee is (if any), how much interest you will paying on the new card, what amount you can transfer and how long you have to pay it off before the low interest rate expires.

There are also a few other helpful tips that can help you find the right balance transfer credit card for you. Read more >> Transferring Your Balance to a 0% Credit card

Transfer Your Credit Card Balance at 0% for Free

Transfer your credit card balance FREE and get 0% APR for up to 12 months!

We like these credit cards because besides receiving free balance transfers at 0 intro apr for up to 12 months or more, many offer additional reward benefits such as no annual fee, cash back rewards, gas rebates, high credit lines, auto rental insurance and discounts, fraud and security protection services and much more.

Use the free balance transfer option with these 0 intro apr credit cards, and you can be making money with these cards.

Apply for Credit Free Now >> Transfer Your Credit Card Balance for 0% APR