Top 10 Cash Back Credit Cards

If you make the majority of your purchases with credit cards and pay off your credit card balance every month, you can earn yourself a nice cash gift at the end of every year - or sooner!

I have a Citibank Dividend cash back credit card, and I simply notify them via my online account whenever I want to redeem a cash-back check from them. It's really that easy - and I don't have to wait until the end of the year!

Here is a list of the top-rated cash-back credit cards, most with no annual fee and low APRs >> Top 10 List of Cash Back Credit Cards