Give to Others & Get Rewarded

Is you own your own business, business credit cards can be a very helpful record-keeping tool - alllowing you to keep business expenses separate from personal expenses. Business credit cards also offer other benefits - low interest rates, cash back rewards, product discounts, convenient balance transfer options and more.

Advanta has traditionally offered business credit cards with great rates and programs, thus earning them high ratings from critics. Check out their latest business cards, which earned a 5 out of 5 star rating!

Are You Unknowingly Ruining Your Credit?

Are You Unknowingly Ruining Your Credit?

Here are some valuable tips from credit experts on (1) Not asking for what you want (2) Accepting credit line increases and (3) Consolidating your credit card accounts.

What will and won't hurt you? And are there easy sneaky ways you can get around these traps? Find out here

Credit Card Interest Rate Averages

Here's an interesting chart of credit card interest rate averages - both current rates and how they've changed from 6 months ago. Interest rates are shown by card category (i.e. business, airline, student, etc.)

If you are using credit cards to help cover expenses, comparing interest rates of cards is something you'll want to take a look at, especially if you can transfer a high-interest balance from your current credit card to a lower interest or 0% APR intro rate on another card. Depending on your balance, you can save hundreds of dollars on interest - and I'd guess there are other things you'd rather spend that money on than interest....

Beating the Airline Fare Hikes

I just read this morning that many airlines are attempting their 21st fare hike for the year. When will the fare hikes stop? Here's yet again another reason to use a credit card that earns you airline miles for significantly cheaper air travel.

These days, you can find credit cards that offer bonus miles and 0% apr introductory rates - and you don't even have to pay an annual fee. What an easy way to save money!

Pick a card that offers unlimited mile rewards if you are a big spender - believe it or not, there are some. And if you charge enough on your airline credit card, you may find that it's cheaper to fly to the grocery store than drive.

Poor Credit? Here are Low APR Solutions

If you have poor credit or no credit, you may be limited on your credit card choices. However, you can still get a low interest credit card, some cards even offer a 0% APR introductory rate.

Many credit cards designed for customers with less-than-perfect credit will charge a nominal annual fee, but it usually ends up being just a few dollars a month. If you think about it, this is a small price to pay for a low interest rate credit card PLUS a service where your timely credit card payments are reported to all 3 credit bureaus automatically.

It's a great way to build up your credit score so you have more credit options in the future. Low APR Credit Cards for Poor Credit