Help the Environment & Save Money!

In today's world, not only is it wise to be "green", it's quickly becoming essential. Fortunately, in addition to helping the environment, we can also be assisting our own finances - another growing concern in today's economy.

Here are 7 simple ways you can help the environment AND your wallet, starting today. And did you know that you can use a credit card to fund renewable energy projects. (at no cost to you!) There are certain credit cards that will make contributions to renewable energy projects when you charge your purchases. What a novel idea. What will they think of next?

The Fed's Interest Rate Decision: How it Affects You

The central bank has cut the interest rate seven times in an effort to boost a slow economy. Now, the Federal Reserve has decided to keep interest rates where they're at. So how will that affect you - and your credit card rate?

Credit card companies tend to move rates on variable rate credit cards in line with the prime rate of interest. So if interest rates are increased in the near future, you'll probably see your credit card interest rate go up as well, assuming you have a variable rate.

So how do you know if you have a "variable rate"? You can contact your credit card company, or use this online credit card search tool to find your card, then review the card specifications.

Suze Orman's 9 Steps to Financial Freedom

I have been a long-time fan of Suze Orman. She is great at giving you the facts - straight up, and I personally have saved a lot of money using her advice and strategies. She has many financial success tips that go beyond saving and investing. For one, your thought processes can have a huge effect on your financial success - many of which you may not really know are problems.

In this review, she'll really get you to think and evaluate your thinking and your lifestyle and give valuable tips on making simple changes that can greatly affect the rest of your life. 9 Steps to Financial Freedom

How to Repair Your Credit

If your credit is in bad shape (and you need it fixed), here is some interesting information that you can use to your advantage.

You as a consumer can dispute or challenge any negative information on your credit report that you believe is incorrect. Through the Fair Credit Reporting Act, the credit bureaus must complete their investigation of your dispute within 30 days. Any information that cannot be verified or is found inaccurate must be deleted from your credit record. See how you can repair your own credit starting right now.

Do you know what your credit score is? You can get your credit score free online through GoFreeCredit, part of the Better Business Bureau Online Reliability Program.

Transferring Your Balance to a 0% Credit Card

If you have a high interest rate credit card with a high balance, transferring your balance to a new credit card with a lower interest rate could save you some money. And with so many credit card options out there, the question of the day is, "Which one?"

You of course want to find out what the transfer fee is (if any), how much interest you will paying on the new card, what amount you can transfer and how long you have to pay it off before the low interest rate expires.

There are also a few other helpful tips that can help you find the right balance transfer credit card for you. Read more >> Transferring Your Balance to a 0% Credit card

10 Common Credit Card Mistakes - and How to Avoid Them

Credit cards have many advantages, but if not used wisely, they can cost you. Don't be caugh by surprise wondering, "What happened?". By simply learning basic credit card rules, you can save yourself money, hassles AND keep your credit score as high as it can be.

The funny thing is that many people end up making the same mistakes. Get a head start on everyone else - find out the 10 most common mistakes listed here - and how you can avoid them. >> 10 Common Credit Card Mistakes

Prevent Your Identity from Being Stolen - Guaranteed

LifeLock is the leading provider of identity theft prevention services.

It actually helps PREVENT crimes before they occur. Unlike any other company in the industry, they guarantee their service.

WHAT LIFELOCK DOES:

They block your credit so only you can use it. Guaranteed.
- Stop pre-approved credit offers
- Drastically reduce the amount of junk mail
- Ensure that things go smoothly when you apply for credit
- Get Free Annual Credit Reports
- Lifelock also prevents children's identities from being stolen

FACT:You are 25 times more likely to have your identity stolen than to have your car broken into and it takes consumers an average of 177 hours and two years to restore their identities after they've been stolen.

Click here to find out if LifeLock is right for you >> LifeLock Identity Theft Prevention

Earn Free Vacations with Credit Cards

Travel expenses can be costly. And if you travel for work, you know that travel expenses can add up fast. Why not use these costs to your advantage and earn free hotel stays, airline miles or car rentals?

Just by using a credit card, you can do just that - and if you use your credit card on certain travel expenses, you can often earn your rewards faster, sometimes in double-time.

So guess what? Yes, there are lots of travel reward credit cards to choo6e from. However, few of these cards offer multiple reward programs - meaning you get to choose how you apply the reward points you've earned. Click here >> Earn Free vacations with Credit Cards

Transfer Your Credit Card Balance at 0% for Free

Transfer your credit card balance FREE and get 0% APR for up to 12 months!

We like these credit cards because besides receiving free balance transfers at 0 intro apr for up to 12 months or more, many offer additional reward benefits such as no annual fee, cash back rewards, gas rebates, high credit lines, auto rental insurance and discounts, fraud and security protection services and much more.

Use the free balance transfer option with these 0 intro apr credit cards, and you can be making money with these cards.

Apply for Credit Free Now >> Transfer Your Credit Card Balance for 0% APR

Use Credit Cards to Pay Less for Gas!

Are you paying more for gas than you'd like? Why not get a gas reward credit card where you can get gas rebates (of up to 5%!). It's basically like paying less for your gas - so why not?

If you do the "gas rebate" math on a $4 gallon of gas, 15 gallon tank - that's a $3 savings (on just 1 fill-up!) How many times a year do you fill up? That $3 can really add up over the span of a year. And if you have an SUV or gas goes up to $5 a gallon, you get an even bigger savings.

Many of these gas rebate credit cards have no annual fee, and you can use them at any gas station - even earning rebates on non-gas purchases.

Apply online free here >> Gas Reward Credit Cards that can save you cash!

Top 10 Cash Back Credit Cards

If you make the majority of your purchases with credit cards and pay off your credit card balance every month, you can earn yourself a nice cash gift at the end of every year - or sooner!

I have a Citibank Dividend cash back credit card, and I simply notify them via my online account whenever I want to redeem a cash-back check from them. It's really that easy - and I don't have to wait until the end of the year!

Here is a list of the top-rated cash-back credit cards, most with no annual fee and low APRs >> Top 10 List of Cash Back Credit Cards