Credit Card Review: Citibank Simplicity Rewards Card

Citibank ® offers to waive the late fees associated with this card provided that one purchase or cash advance is made within the billing period that the payment is due, which is a unique feature.

Through the reward program, cardholders earn five points for every dollar spent on purchases made at drugstores and gas stations for the first twelve months of cardmembership and one point for every dollar spent after the introductory period and on all other purchases. These points can be redeemed for gift cards, electronics, travel, and more.

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