Credit Card Review: Worldperks Visa Platinum Card

Through the reward program, cardholders earn one mile for each dollar spent on purchases. Cardholders receive 55 miles for the annual fee, and up to five miles per dollar can also be earned at participating restaurants. Upon approval, up to 7,500 bonus miles are applied to the account.

Earned miles can be redeemed for free travel with Northwest Airlines® or any of their partners. Although miles do not expire, there are some mileage restrictions. For instance, those who spend more than $50,000 in any calendar year or over $10,000 per billing cycle will be limited to one mile for every two dollars spent over that amount.

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Credit Card Review: Citibank Simplicity Card

The Citi ® Simplicity Card, issued by Citibank, is designed for those with average credit who would occasionally like to make late payments without the fear of fees.

Citibank ® offers to waive the late fees associated with this card provided that one purchase or cash advance is made within the billing period that the payment is due, which is a unique feature.

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0% Credit Card Review: Citibank Professional Card

The card offers access to a free rewards program. Through the reward program, the cardholder receives one point for every dollar spent on general purchases and three points for every dollar spent at restaurants, gas stations, certain office supply merchants, and on auto rentals.

Points can be redeemed for a variety of merchandise, air travel, and gift certificates. There is a yearly limit of 100,000 points, and points expire in three years.

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