How to Lower Your Credit Card Interest Rate

Use this simple money-saving tactic to help you get a lower interest rate on your credit card or cards if you have several. I had a friend who actually used this technique to get a 0% interest rate for a few years. You can imagine the money he saved in credit card interest.

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Credit Insurance Protection - Is it Just Another Rip Off?

Debt Settlement Expert Charles J Phelan explains that credit protection insurance is a good example of a consumer rip-off that affects millions of people, yet gets little attention in the financial media. Simply stated, you should NEVER buy "credit protection insurance," or a "payment protection plan" or any other similar type of credit-related insurance.

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Small Business Credit Card Advantages

There are multiple advantages of having a credit card for your small business that is separate from your personal accounts. You can set credit cards up to save you both time and money - and they offer a great convenience at tax time as well.

Before you dive in, find out what exactly you get out of small business credit cards as a business owner

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How to Find a Home Loan with Bad Credit

Finding a home loan that is affordable when you have bed credit can seem nearly impossible and can be very frustrating. However, there are lenders out there who will approve your home loan regardless of your credit history.

Yes, there will be some fees and catches associated with this, but it is possible, says Financial Specialist Jay Moncliff

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What Financial Services do Credit Unions Offer?

Jay Moncliff, Financial Specialist, explains that if you’re looking for financial services, you may want to consider checking out what your credit union has to offer.

Many credit unions today offer more than just a checking and savings account, they’ve expanded into upgraded financial services tailored to meet many needs.

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Credit After Bankruptcy is Not Impossible

According to Jakob Jelling of CashBazar.com, if you are going to file for bankruptcy, it is true that you will not have very good credit after bankruptcy. However, this does not mean that you will never be able to get loans, and it certainly doesn't mean that you will never have a good credit history again.

While it is true that there will be a short period of time during which it will be exceptionally hard to get credit, it is not true that you will have to wait for an entire ten years to get credit after bankruptcy.

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