Learn About Credit Card Terms

Find out exactly what credit cards mean by "Grace Period", "Transaction Fee", "Bonus Program", "Variable Rate" and "Zero Percent Financing", so you don't end up paying the avoidable credit card fees and charges.

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FICO Credit Score & How to Improve It

You don't need to pay a costly debt management service to boost your credit score and pay off your debts. You can pay down your debts, improve your FICO credit score and get a free credit report online - all on your own at no charge.

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How to Help Students Stay Out of Credit Card Debt

You may not be in complete control of your child's credit card spending, but there are certain things you can do to help them make wise spending decisions.

Here are 3 easy tips that can help you.

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How to Help Students Stay Out of Credit Card Debt

Top 3 Credit Card Tips

Credit Expert Karin Loftist has some very good guidelines for managing your credit cards. Here are just a few:

- Sign new credit cards as soon as you receive them
- Destroy old cards when they aren't necessary anymore
- Never fax your credit card number
- Be careful when supplying your credit card number by phone
- Pay your credit bills on time to maintain/create good credit
- Pay of your balance as much as possible
- If possible select a credit card with no annual fee
- Review your credit history on a regular basis

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How to Avoid Collection Agency Problems on Your Credit Report

You may want to think twice about those small easy-to-forget-about fines like parking tickets and library fines after you read this interesting report about collection agencies and your credit.

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