Low APR Credit Card Tips:

Monday, July 18, 2005

Low Interest Rate Credit Card Tips

John Mussi of Direct Online Loans shares these tips for finding and using credit cards:

- Shop around for the plan that best fits your needs.
- Make sure you understand a plan's terms before you accept the card.
- Hold on to receipts to reconcile charges when your bill arrives.
- Protect your cards and account numbers to prevent unauthorized use.
- Draw a line through blank spaces on charge slips so the amount can't be changed.
- Keep a record - in a safe place separate from your cards - of your account numbers, expiration dates and the phone numbers of each issuer to report a loss quickly.
- Carry only the cards you think you'll use.

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